CORE BANKING PLATFORM
One platform to run your business
Take control of your banking software with finova’s core banking SaaS platform (Apprivo²) designed to improve your speed to market – faster implementations and faster on-going change.
One SaaS platform with the broadest range of financial products available on the market
Our award-winning software covers all origination and lifetime servicing requirements for the widest selection of financial products including:
The platform is a SaaS based banking system designed to give back control to financial institutions.
Self-configure the system to meet your rules, affordability and product needs without the need to plan, pay for or wait for lengthy change cycles.
Launch new product to your customers and make changes to the system when you want and as quickly as you want.

Engage your brokers and drive distribution
Brokers drive over 80%+ of mortgage applications and your broker portal is the window to your business.
Grow your business by empowering your brokers with a modern and efficient portal that makes it easy to generate an ESIS, submit applications and send mortgage offers
Research Tools
finova’s research tools help brokers understand the affordability and eligibility criteria of your portfolio of financial products, while also reducing the burden of inbound call to your distribution teams.
From onboarding to broker engagement, communications and marketing.
Find out how we can help you improve your customer relationships.

First impressions count: Engage your borrowers and savers
From mobile apps, streaming services, social media, online shopping and even current account management from major high street lenders, borrowers and savers are used to modern, sophisticated and intuitive experiences in their daily lives. They want the same from their mortgage and saving services.
Our platform engages consumers with a user-friendly experience accessible on the web, mobiles and tablets.
This will be the first time the consumer engages with you – make it count.
Reduce time to offer
Mortgages can take weeks or even months to process. A major driver of this delay is the back-and-forth between lender, broker and borrower.
finova’s collaboration tools reduce the friction between parties by using modern technology to securely collect, track and share information for a fast, effective and seamless application process.

Process applications with the market leading underwriting engine
finova’s SaaS banking platform is a full underwriting system with market leading self-service and self-configuration capabilities.


With our powerful core banking platform, lenders can react in the market quicker than their competitors.
Selected quotes from Executives at three different core banking customers:
Create your own ecosystem
Integrate into your world with our open-architecture platform. finova seamlessly connects to any technology of your choice. Our existing integrations are expanding all the time, and the architecture means you can integrate to anything


Run an efficient back-office with integrated in-life servicing platform
Our servicing solution enables effortless, full lifetime management of mortgages, equity release, specialist lending and savings products.
Find out how our in-life service solutions can help you.
Keep your customers
for longer
Post Contract Variation (PCV)
finova’s capabilities allow you to efficiently process changes to existing mortgage product terms before the end of the mortgage period.
Process complex changes for your borrowers efficiently through automated workflows.
Our servicing software supports a wide range of post-contract variation transactions such as:
Move home or port mortgage
Move home, port products
Material change, transfer of equity, product switch
Retention Marketing Module
Engage your customers before the end of their product deal by using our automated marketing module. Drive increased renewal rates through personalised emails.

Designed to fit into your business
What our clients say
"We were very impressed with the powerful and customisable Apprivo² platform. The new system will help us further improve our service experience for demanding customers and brokers with complex needs. It represents a step change into the future and keeps us at the forefront of our market place."

"It was important that we used software house that not only understood the market in which we operate, but had an excellent grasp of the complex processes involved to underwrite cases and to interface with multiple third party systems."