See the full picture before you lend
Get a complete view of every customer, helping you make faster, smarter decisions, cut operational costs, and balance risk with competitiveness.
Think bigger
Move beyond one-dimensional assessments and gain deeper, more accurate insights. Finova Decisioning covers credit risk, affordability, scorecards, and pricing, allowing for a more comprehensive, case-by-case approach.
Act fast
Leave the complexity to Finova, and close more deals with confidence. Automated calculations speed up the underwriting process. And you can easily update your models to reflect behavioural changes and market shifts.
Seize new opportunities
Access to more detailed and nuanced data opens new doors, making it feasible to launch specialised products, and serve businesses and markets you wouldn't typically consider.
Flexible… and fast!
“Finova enables us to offer borrowers the best rate for their specific circumstances, which means they get more value for money.”
Let your data do the heavy lifting
Turn complex data into faster, smarter decisions — with intelligent risk tools, flexible configurations, and seamless deployment.
Intelligent risk assessment
Scale your lending business without scaling risk. Our affordability engine accurately profiles individual borrowers while Scorecards assess risk on an ongoing basis, ensuring loans stay current with market conditions.
Flexible configuration
Create custom automation rules to streamline your lending processes, and test specialised or niche products without negatively impacting your risk profile or overall exposure.
Product-independent rate-setting
Upload or copy-paste rate changes and you're good to go. Our platform can tweak a product's pricing without impacting its underlying characteristics, so there's no need to create new variants from scratch.
Quick deployment
Get up and running in as soon as 6 weeks. Finova Decisioning's open API is comprehensively documented, and our experienced team is always on hand to help with setup and user training.
Make sure you have the full picture
Let's show you how Finova Decisioning can help you build a complete view of each customer and make faster, better-informed lending decisions.
