Fast, flexible, future-proof specialist lending
With easily configurable workflows, powerful decisioning, and the collective experience of 60+ leading lenders behind it, Finova effortlessly handles any specialist lending scenario you can throw its way.


No loan is too complex
Bridging. Commercial real estate. Development finance. Self-build mortgages. Buy-to-let. Finova's workflows and decisioning engine are designed to handle unique and unusual scenarios, enabling you to serve niche markets more efficiently and effectively.
Versatile
Create compliance-driven, rules-based workflows for every product in your specialist lending catalogue.
Scalable
Process 1000+ data-points in seconds and reach consistent, fair, justifiable decisions on individual cases more quickly.
Purpose-built
Finova is designed specifically for the UK lending market, so it works out of the box with minimal tweaking.
Finova enables us to offer more choice to our members in a changing market.
“They've made it possible for us to extend our support for landlords through the launch of a buy-to-let product range for limited companies, and to respond more quickly to market shifts on a continuous basis.”

The power is yours
Take control of your lending decisions with smarter insights, flexible criteria, and the freedom to adapt to any market scenario.
Smart risk engine
Need to make complex affordability assessments on a case-by-case basis? Finova can go through all the possible permutations and create an attractive, commercially feasible offer in a matter of seconds.
Flexible decisioning
Adapt your criteria to changes in individual circumstances, market conditions, and internal policies, before they negatively affect your operations. Our low-code, self-service tools make the process quick and painless.
Multi-product support
Our platform includes pre-configured templates for the most common lending journeys. But you can also build tailor-made workflows or mix and match different components to suit your requirements.
Custom automations
Automate every aspect of a lending product's workflow, or go for a hybrid approach. Finova can handle repetitive, run-of-the-mill processes while the rules-based engine flags exceptions and alerts your staff.
Specialist lending, made simple
Let's show you how our specialist lending solution can help you handle even the most unique scenarios more effectively.