Transform your specialist buy-to-let proposition in 4 months, risk-free.
Whether you’re enhancing your BTL proposition or entering the BTL market for the first time, Finova Lending lets you deploy new capabilities without disrupting existing operations.



Deploy your specialist buy-to-let lending proposition in 4 months.
Drive market share growth and operational efficiency with Finova Lending’s proven technology. Run in parallel with your existing systems for zero risk and disruption.



Deploy specialist buy-to-let technology in 4 months, with zero disruption.
The Finova Lending platform integrates seamlessly with existing architecture. Migrate at your own pace with zero operational risk.



Specialist buy-to-let lending, without the risk
Overcome your challenges with our proven platform and trusted expertise.
Specialist buy-to-let lending, without the risk
Overcome your challenges with our proven platform and trusted expertise.
Specialist buy-to-let lending, without the risk
Overcome your challenges with our proven platform and trusted expertise.
A complete specialist lending platform
Who it’s for
Supports:
- Individual buy-to-let
- Limited company buy-to-let
- Portfolio landlords
Property types:
- Single security properties
- Houses in Multiple Occupation (HMOs)
- Multi-unit blocks



Real results, real success
Download our Leeds Building Society case study to see how they went from idea to launch in record time using Finova Lending.
Trusted by industry leaders, with proven results
75%
faster application-to-offer times
114%
more applications processed daily
57%
reduction in cost per completion

“As long-term partners with Finova, we're looking forward to a successful implementation of their latest technology to transform our broker experience. They're making it possible for us to help many more customers buy houses and homes.”

“Finova’s platform not only solved today’s challenge—it’s given us the flexibility to think ahead and scale for tomorrow.”

“Finova Lending lets us configure processes ourselves, from adding application forms to launching new product, giving us flexibility without the long delays typical of other vendors.”
Trusted by industry leaders, with proven results
75%
faster application-to-offer times
114%
more applications processed daily
57%
reduction in cost per completion

“As long-term partners with Finova, we're looking forward to a successful implementation of their latest technology to transform our broker experience. They're making it possible for us to help many more customers buy houses and homes.”

“Finova’s platform not only solved today’s challenge—it’s given us the flexibility to think ahead and scale for tomorrow.”

“Finova Lending lets us configure processes ourselves, from adding application forms to launching new product, giving us flexibility without the long delays typical of other vendors.”
How it works
Get started in 4 steps. Our expert support team will be on hand to guide you every step of the way.
Demonstration & discovery
See Finova in action with your own use cases.
Set up parallel platforms
Configure your Finova buy-to-let workflows in parallel.
Deploy to production & refine
Process real applications without risk.
Scale & grow
Expand when you're confident.
How it works
Get started in 4 steps. Our expert support team will be on hand to guide you every step of the way.
Demonstration & discovery
See Finova in action with your own use cases.
Set up parallel platforms
Configure your Finova buy-to-let workflows in parallel.
Deploy to production & refine
Process real applications without risk.
Scale & grow
Expand when you're confident.
How it works
Get started in 4 steps. Our expert support team will be on hand to guide you every step of the way.
Demonstration & discovery
See Finova in action with your own use cases.
Set up parallel platforms
Configure your Finova buy-to-let workflows in parallel.
Deploy to production & refine
Process real applications without risk.
Scale & grow
Expand when you're confident.
Frequently asked questions
Our pre-configured delivery model enables go-live in as little as 4 months, with no disruption to existing systems.
Yes. The platform is API-native, with modular architecture that sits alongside your current stack. You can integrate components via APIs, event-driven services, and pre-built connectors, enabling staged adoption and low-risk transformation without major re-platforming.
Our pre-configured delivery model enables go-live in as little as 4 months, with no disruption to existing systems.
Finova delivers measurable gains across efficiency, speed, and scalability — including significantly faster time-to-offer and reduced manual effort per case.
Pre-built integrations include Companies House, Experian (CRA), Landmark Quest, Loqate, and SurePay, with flexibility to add others.
Finova delivers measurable gains across efficiency, speed, and scalability — including significantly faster time-to-offer and reduced manual effort per case.
Yes. Finova Lending is built to scale. Its modular architecture and no-code configurability allow lenders to add new products, channels, and functionality over time without replatforming. As your business grows, you can adjust pricing models, credit rules, lending logic, and workflows through configuration - not code.
No-code and low-code configuration via intuitive admin tools mean business users can manage rules, pricing, journeys, and workflows directly, while technical teams retain control through sandboxed environments, release versioning, and a fully audited release process for safe deployment into production.
Yes. Finova Lending is built to scale. Its modular architecture and no-code configurability allow lenders to add new products, channels, and functionality over time without replatforming. As your business grows, you can adjust pricing models, credit rules, lending logic, and workflows through configuration - not code.
Finova is designed to run in parallel with your existing origination and servicing systems. Thanks to its open architecture and flexible deployment model, you can test and launch new journeys independently, migrate incrementally, and avoid costly disruptions. Rollbacks, environment separation, and built-in audit trails further de-risk the process.
Out-of-the-box delivery includes all core functionality required to originate specialist buy-to-let mortgages — including journeys for broker and internal channels, configurable products and fees, and automated workflows and decisioning.
Finova is designed to run in parallel with your existing origination and servicing systems. Thanks to its open architecture and flexible deployment model, you can test and launch new journeys independently, migrate incrementally, and avoid costly disruptions. Rollbacks, environment separation, and built-in audit trails further de-risk the process.
We support a wide range of specialist buy-to-let use cases — including individual, limited company, and portfolio landlords across property types such as single security, HMOs, and multi-unit blocks.
Implementation is phased, with clear validation stages, regular config drops, and parallel testing that minimises disruption to live operations.
We support a wide range of specialist buy-to-let use cases — including individual, limited company, and portfolio landlords across property types such as single security, HMOs, and multi-unit blocks.
The platform is API-native and cloud-first, designed with a modular architecture to fit into complex financial ecosystems. Its containerised services allow scalable, component-based deployment - meaning each module (e.g. broker portal, decisioning engine, document services) can be deployed and extended independently. Hosted on Microsoft Azure and certified to ISO 27001, the platform ensures high availability, security, and future-proof integration with your existing systems.
You’ll get access to your own reporting database (with real-time and batch data extraction), full visibility into configuration and workflow changes, and audit logs for all key user actions. Role-based access and approval flows ensure data integrity and traceability.
The platform is API-native and cloud-first, designed with a modular architecture to fit into complex financial ecosystems. Its containerised services allow scalable, component-based deployment - meaning each module (e.g. broker portal, decisioning engine, document services) can be deployed and extended independently. Hosted on Microsoft Azure and certified to ISO 27001, the platform ensures high availability, security, and future-proof integration with your existing systems.
Finova Lending gives business users control to update forms, workflows, pricing, product rules, and documentation - all through no-code configuration. Changes are version-controlled, fully auditable, and deployable via governed release processes, reducing IT dependency and accelerating time to market.
The platform is API-native and cloud-first, and built on a microservices architecture - enabling modular deployment of services like decisioning, broker portal, and case management. It integrates securely with existing systems, supports both headless and orchestrated models, and is ISO 27001 certified. Hosted in Microsoft Azure, it ensures scalability, resilience, and rapid CI/CD capabilities.
Finova Lending gives business users control to update forms, workflows, pricing, product rules, and documentation - all through no-code configuration. Changes are version-controlled, fully auditable, and deployable via governed release processes, reducing IT dependency and accelerating time to market.
Each part of the platform, from the broker portal to the decisioning engine, can operate independently or as part of a full end-to-end journey. This modularity means you can start with a single use case (e.g. limited company BTL) and extend functionality as you scale, without affecting other parts of your tech stack.
Finova supports 60+ UK lenders across mortgage origination and savings, including leading names in the specialist buy-to-let market such as Leeds Building Society, Aldermore, Pepper Money, and The Mortgage Lender.
Finova Lending is built on a modular architecture, allowing key capabilities such as application capture, decisioning, and broker portals to be deployed independently or as part of the full platform. This lets you start with a single journey (e.g., limited company BTL), then expand into new segments or channels without disrupting live services.
Multiple environments (e.g., dev, UAT, production) are supported with automated configuration drops, versioning, and rollback capabilities. We support CI/CD best practices with infrastructure-as-code principles, configuration management, and validation gates to ensure smooth and secure deployments.




