1 in 5 UK mortgages is powered by Finova
Finova needs no introduction. But that doesn't mean we're about to pat ourselves on the back, pull up a chair, and get comfortable.
We're constantly looking for ways to improve the lending and savings experience for originators, brokers, and their clients.
More important, we always have one ear firmly to the ground, because we know the only way we can get better is to listen to you: the people who use our products every day.

£51bn
in loans originated through Finova in 2023
£47.5bn
loans and savings under management
60+
lenders using Finova’s origination platforms
550+
brokerages using Finova Broker CRM
















It's up to you
Flexibility is our core strength. Use Finova off-the-shelf and configure our intuitive drag-and-drop, low-code interface in-house as you go. Or work with our expert team to build a wholly custom solution tailored to your requirements.
Either way, we guarantee the same exceptional level of service, friendly, knowledgeable support, and continuous product enhancements informed by leading UK lenders' hard-won knowledge.
Modular
Run your whole lending and savings operations on Finova, or use it only for specific applications. Our open, API-driven architecture easily integrates with both cloud-based and legacy technologies.
Effective
Our clients report up to 54% reductions in average lending application-to-offer times. More to the point, with over £500 billion in originations handled to date, our technology is proven to scale to meet your ambitions.
Preferred
Our track record speaks for itself. Our residential originations platform MSO is the most broker-recommended mortgage and lending software on the UK market, with an average client satisfaction rating of 96.8%.
We’ve grown by 35-40%, without increasing headcount
“Our team is handling significantly higher volumes while maintaining high service levels… we're now mentioned alongside top-tier lenders like Leeds, Yorkshire, and TSB, which is brilliant for our brand.”

Our Story
Policy changes. Economic shocks. Regulatory upheaval. Spiraling property prices. Few industries have experienced as much turbulence as the UK's mortgage sector over the past 30 years.
Through it all, we've strived to be a technology partner our clients can count on to weather the storms and look to the future with confidence. With roots dating back to 1996, Finova brings together a suite of digital-first, cloud-based technologies that enable lenders and brokers to offer stand-out customer experiences and market-leading rates while simplifying operations and minimizing risk.
Today, our product lineup, which includes our whole-market lending solution (formerly Apprivo), residential originations platform MSO, as well as cutting-edge decisioning, servicing, savings, intermediary management and broker-specific tools, serves 60+ lenders and 550+ brokerages, and powers one in five mortgages across the UK.
Meet the team
No technology company on the UK market has Finova's depth, understanding, and expertise
“Before we started working with them, our application-to-offer turnaround averaged 35 days. Now, we're well under 20 days, which has been a game-changer for broker confidence and business growth.”

We’re making headlines
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Join 60+ lenders and 550+ brokerages
Whether you're looking for targeted help with your operations or an end-to-end lending and savings platform, we've got a solution to suit your needs.