Building Societies Report 2025
A forward-looking analysis of the UK building society sector as it evolves toward 2030. Sponsored by Finova.
As the building society sector approaches its 250th anniversary, a new era of transformation is underway. Finova is proud to sponsor the Building Societies Report 2025, created by Whitecap Consulting in partnership with the Building Societies Association (BSA). This in-depth report explores the challenges and opportunities shaping the strategic direction of the sector as it looks toward 2030 and beyond.
What you'll learn
- How building societies are adapting to growth, regulation, and digital transformation
- Where technology investment is focused — including AI, mobile, and broker platforms
- Why the broker market remains central to mortgage distribution strategies
Why download this report?
Based on CEO interviews with 25 of the UK’s 42 building societies, combined with extensive survey data and desk research, this comprehensive report reveals:
- The critical drivers of digital transformation in mortgage and savings delivery
- Key barriers to growth, from capital access to regulatory burdens
- How mutuals are navigating AI, green finance, and open banking trends
- The evolving role of branches as community hubs in an increasingly digital world
Why it matters
This is a pivotal moment for the building society sector. With the government’s ambition to double the size of the mutual sector and significant shifts in leadership and technology strategy underway, now is the time to act. The Building Societies Report 2025 offers valuable insights for lenders, technology providers, and financial institutions alike, whether you're a mutual or not. Finova is proud to support this research as part of our commitment to empowering lenders with the technology and insight to thrive.
