The future of savings technology

How banks and building societies are modernising their savings platforms.

Savings is becoming more competitive, more digital, and more dependent on technology than ever before. In this research report, senior technology leaders share their views on the biggest challenges facing savings platforms today — from onboarding friction to legacy architecture and the rise of AI and open banking.

What you’ll learn

  • Why customer onboarding and first funding are still major friction points
  • How legacy systems are slowing product innovation
  • The growing impact of savings marketplaces and API-driven ecosystems
  • Where AI and automation could transform savings operations
  • The technology decisions shaping the savings platforms of the future

Why download this report?

This independent research captures insights from CTOs across the UK savings market and explores:

  • The real operational challenges behind savings technology transformation
  • Where institutions are investing to improve efficiency and reduce cost-to-serve
  • How open, modular technology architectures are reshaping savings platforms
  • What the future savings operating model looks like

Why it matters

Customer expectations are rising, competition for deposits is intensifying, and regulation is increasing the need for resilient digital platforms. The institutions that modernise their savings technology today will be best placed to compete for customers — and funding — tomorrow.