apprivo2 originations platform
State of the art originations platform
Take control of your banking software with finova’s core banking platform, Apprivo², designed to improve your speed to market with faster implementation and quicker on-going change.
One SaaS platform with the broadest range of financial products available on the market
Apprivo2 is an award-winning, fully customisable origination platform developed for banks, building societies and other lenders operating on a multi-sales channel model. Use Apprivo2 to effortlessly power the complete end-to-end origination journey across a range of financial products.
Residential mortgages
Limited company mortgages
Specialist lending
Savings
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Take control of your core banking operations
Self-Serve
Create and manage your own product changes quickly and independently.
Speed to market
Enter the market or expand your services quicker with our out-the-box lending and savings journey.
Scale your business
Broaden your business’s reach with a range of intuitive, low code modules.
Process applications with market leading underwriting
finova’s SaaS banking platform is a full underwriting system with market leading self-service and self-configuration capabilities.

With our powerful core banking platform, lenders can react in the market quicker than their competitors.
Book a demoModular by design
Apprivo2 is comprised of 6 key configurable modules which help to deliver a fully integrated and streamlined origination journey that meets your operational processes, giving you greater control.
Select one of the modules below to find out more
All the building blocks for great products

Paperwork without the paper
Smart workflows

Collect the data you need

Decisioning made easy

Make Apprivo2 your own
Engage your borrowers and savers
Broker Portal
Customer Portal
Create your own API economy
Open architecture is at the core of Apprivo2, allowing you to seamlessly and quickly connect to the technology of your choice. Integrate with internal systems and applications for rapid straight through processing and greater operational efficiency.

Our award-winning software covers all origination requirements for the widest selection of financial products including:
Residential
Buy to let
Specialist
Apprivo2 is a fully cloud-first banking system

Your trusted technology partner
We have partnered with over 60 lenders from across the financial services sector -
have a look at some of the clients we work with.






Designed to fit into your business
What our clients say
"We were very impressed with the powerful and customisable Apprivo² platform. The new system will help us further improve our service experience for demanding customers and brokers with complex needs. It represents a step change into the future and keeps us at the forefront of our market place."

"It was important that we used software house that not only understood the market in which we operate, but had an excellent grasp of the complex processes involved to underwrite cases and to interface with multiple third party systems."
Frequently asked questions
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Chris Little
Chris Little is Commerical Director at finova, looking after the business’ corporate strategy for lending and banking solutions. In his role, Chris leads all business development and commercial activity, ensuring that finova retains its edge in the market.
Prior to joining finova, Chris founded and launched BEP Systems – the market leading origination platform in the UK’s lending sector which is now part of finova’s Core Banking offering.