Insights

The private rental sector is moving through one of its most significant periods of change in recent years. With the Renter’s Rights Bill becoming law, landlords are facing new expectations around tenant security, property standards, and compliance. These aren’t minor adjustments, and the ripple effects will be felt across the mortgage market too.

In this edition of in the spotlight, we’re shining a light on Dan Broadhurst, Commercial Director, and the experience he brings from across banking and fintech. From building trusted lender partnerships to navigating a fast-changing market, Dan shares his perspective on what really matters and where he sees the biggest opportunities ahead.

Over the last twenty years, the mortgage market has experienced one of its most significant transformations. What was once a paper-heavy, manual process is now shaped by digital platforms, data-driven decisions, and evolving customer expectations.

Artificial Intelligence has moved well beyond the hype in financial services, but for many lenders, its full potential is still just out of reach. Behind the scenes, AI is already transforming how lenders work, from document checks and fraud detection to affordability assessments and portfolio monitoring.

The bridging market has always been fast-moving, designed to deliver short-term funding at pace. But as borrower expectations evolve and volumes rise – with completions forecast to hit £12.2 billion in 2025 – speed alone is no longer enough.

After a quieter summer, the mortgage market is back in motion. As we move through autumn, the long-anticipated remortgage wave is well underway, and it’s proving to be larger than many expected.

When it comes to savings, “one size fits all” doesn’t really fit anyone. People aren’t just putting money away for a rainy day anymore — they’re saving for a deposit, a family milestone, or retirement.

The remortgage market is surging in 2025 — and competition between lenders has never been tougher.

We sat down with Hamza Behzad, our Business Development Director, to talk about what’s next for Finova’s growth — and how we’re helping more lenders unlock the full value of our technology.